Charges & Fees
We believe that we have a very easy to understand fee charging structure.
Shape wise we place all our fees within one single monthly fee. The only thing that is excluded is the FSCS levy (see below)
The monthly fee includes the costs of any FSA fees, FOS fees, compliance costs (T&C etc) and also PI insurance. We believe that’s the way to do thing i.e. members do not want to be presented with a host of additional fees. Because we have the one monthly fee then commission is then paid GROSS at 100% - an important point. Can I stress there is NO additional % retention
Due to the special deals that The Whitechurch Network (Mortgages) are offering, please either call Ian McIver on 07730 146249 or email him on ianmciver@whitechurchnetwork.com in order to obtain details
The FSCS Levy
This is the only additional charge to any quoted fees. Very simply we take the annual invoice and divide it equally amongst the relevant membership. We even add in any members of staff who are appropriately FSA registered. You have an assurance with Whitechurch that there is no element of profit made from this charge whatsoever. It may be case that this levy does not apply in year 1 – this can be explained if you give Whitechurch a call.
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